Auto insurance

Auto coverage for life on the coast.

From the daily commute over the bridge to weekend trips down the shore, your car keeps your life moving. Tyler makes sure the coverage behind it fits how — and where — you actually drive.

Get your quote Call (727) 369-1436

Beyond the minimum

More than the state minimum.

Florida is a no-fault state, and the legal minimums rarely match the real cost of a serious accident — especially with what it takes to repair a modern vehicle today.

Tyler looks at what you drive, how you drive, and who else is in the household, then builds limits and coverage that protect your finances — not just your bumper.

What it covers

The coverage behind every mile.

Liability

Pays for injuries and property damage you cause to others — the legal foundation of every auto policy.

Collision

Repairs or replaces your vehicle after an accident, regardless of who was at fault.

Comprehensive

Theft, hail, flooding, vandalism, a deer on the causeway — the non-collision surprises.

Uninsured motorist

Protects you and your passengers when the other driver has little or no insurance.

PIP / medical payments

Medical bills for you and your passengers, in line with Florida’s no-fault requirements.

Roadside, rental & gap

Towing, a rental while you’re being repaired, and gap coverage if your car is totaled.

A sleek sedan on an open coastal highway

Built for your drive

Coverage that fits the car in your driveway.

A new EV, a financed truck, a teenager’s first car — each carries different risk and different ways to save. Tyler tailors limits, deductibles, and add-ons to your real situation instead of a one-size template.

Ways to save

Discounts you’ve probably already earned.

Most drivers are leaving savings on the table. Tyler checks every discount you qualify for so you’re never overpaying for the same protection.

Bundling auto with home or flood
Multi-car households
Safe-driving and claims-free history
Anti-theft and advanced safety features
Paid-in-full and paperless billing
Telematics / usage-based programs

Good questions

Auto, answered.

How much auto coverage do I actually need?

It depends on your assets, your vehicles, and your risk — the state minimum is rarely enough to protect your finances. Tyler will walk through your situation and recommend limits that make sense for you, with no obligation.

Does “full coverage” really exist?

There’s no single policy called “full coverage” — it’s shorthand for carrying comprehensive and collision on top of your required liability. Tyler can break down exactly what you have and whether the limits fit your vehicles.

Will bundling my car and home save money?

Very often, yes — multi-policy bundling is typically one of the largest discounts available. Tyler can show you the combined picture so you can compare it side by side.

Let's get you covered

Let’s right-size your auto coverage.

Tell Tyler what you drive and he’ll build a quote around your real life — usually within a business day.

Get your quote Call (727) 369-1436

Monday–Friday · 8:00 AM – 5:00 PM ET